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platinumoffer.com| First Premier Bank Credit Card Application

The PlatinumOffer.com is the pre-approved portal for the First Premier Bank Platinum Credit Card. You can apply even if you have a bad credit score. Customers who have received the invitation in the mail can apply at the website of the bank. The application has been made much easier by the bank. You just need



FAQ

Is First Premier a real credit card?

The First Premier Bank Credit Card is one of the few unsecured credit cards designed for people with bad credit, meaning you can skip the deposit. But even though tying up money in a secured card deposit isn't ideal, the cost of carrying the First Premier Bank Credit Card is so high that a deposit pales in comparison.

How long does it take to get your first Premier card?

In some instances, First PREMIER® Bank Credit Card will take an additional seven to 10 days to determine approval and send you a response by mail. If you have questions about the status of your First PREMIER® Bank Credit Card application, call 800-987-5521.

Is First Premier Bank Platinum Mastercard good?

I love the fact that the First PREMIER Bank Platinum Credit Card is an unsecured card for bad credit. The con of this card is the first annual fee, one time fee, and APR. ... There is also another good thing about this card, the monthly fees are $0.00 for the first year after that the monthly fees are only $6.25.

What is the processing fee for First Premier Bank?

First, there is a $95 one-time processing fee which you must pay up front. Then there's a $75 annual fee for the first year, which drops down to $45 for every year thereafter.

Is First Premier Bank a good credit card?

I do not recommend First Premier Bank to anyone. This card is fine if your credit is atrocious and you're trying to hold it back up. If you want to actually be able to USE the card, it's not so great. There are fees on top of fees and the interest is huge (obviously, as it's a bad credit lender).

Does First Premier Bank give credit increases?

When First Premier increases a customer's credit limit, it charges 25% of the amount by which the limit is increased. Customers can apply for a credit limit increase any time, but can't receive an increase until they have been a customer for 13 months. Increases range between $100 and $200.

How do I pay my first premier program fee?

Though First Premier Bank requires a checking account to qualify for their credit cards, there are multiple ways to pay the processing fee. Payment options include a bank draft, personal check, money order, debit card, or another credit card. First Premier will not open an account until it receives the processing fee.

How do I check my First Premier credit card balance?

Simply log into Online or Mobile Banking (note: enrollment and/or download may be required for initial use). You can also call Bank-by-Phone at 800-315-6350 and follow the prompts to enter your account information to check your balance. You can also call 800-501-6535 to speak to Customer Care.

Is First Premier Bank a real credit card?

The First Premier Bank Credit Card is one of the few unsecured credit cards designed for people with bad credit, meaning you can skip the deposit. But even though tying up money in a secured card deposit isn't ideal, the cost of carrying the First Premier Bank Credit Card is so high that a deposit pales in comparison.

How long does it take to get your first Premier credit card?

Right after you apply you'll be responded by an email. After that maximum days will be 7 to 10 days it will take to approve your card. If you want to check the First Premier Credit Card Application Status call on 800-987-5521.