GAP Credit Card Application

GAP Credit Card Logo

Just discovered the GAP Credit Card? The application is easy on the webpage of the Synchrony Financial. The credit card has been issued by the bank for the dedicated customers of the GAP stores. It aims at earning discounts on all GAP purchases and much else. If you usually stop at GAP for shopping then you must find the credit card handy. However, if you are willing to use it as an everyday card then we do not recommend it for you.



Read on to view our thoughts on the credit card, benefits and application steps. You can easily access the application page using any internet connected smartphone, tablet or computer device.



GAP Credit Card Review

  • The credit card company charges a max late fee of $37.
  • The regular APR rate for purchases in 26.24%.
  • Purchase introductory APR is not offered.
  • $ 0 is charged as max over limit fee.
  • The grace period is 23 days.
  • The rate for cash advances is 28.24%. This is variable as per the market based prime rate.
  • 3% is charged for foreign transactions.

Pros



  • Shopping on Tuesdays one can earn a 10% discount.
  • Purchasing GAP brand you can get a broad array of rewards.

Cons

  • The credit card is not suitable for anyone who is looking forward to obtaining an everyday credit card.
  • You cannot carry your balance forward to the next month.

Benefits of the GAP Credit Card

  • The GAP Credit Card lets you get a reward card worth $ 5 on earning every 500 points.
  • Save 20% on using the card first time and enjoy a free shipping.
  • Spending every $ at the GAP, Banana Republic, Athleta and Old Navy you can earn 5 points.
  • Make use of special events that shower benefits such discount offers, special birthday offers and more.

How to Apply

Step 1– For the application, you need to go to the webpage of the Synchrony Financial and provide the following:

  • Complete Name
  • Street Address
  • Zip Code
  • City
  • State
  • Primary Phone (select type)
  • Alternate Phone (select type)
  • SSN/TIN
  • Birth Date

GAP Credit Card Application

Step 2– After entering the above-listed details click ‘Continue’. Read and accept the terms and conditions and wait for the approval.

Check GAP Credit Card Status

If you have submitted the application form you can know the status by calling at 866-450-4467.

FAQ

How do you get approved for a Gap credit card?

Must have good credit to get the Visa. It also requires at least good credit for approval. You only need fair credit to get the Gap Store Card, which isn't a bad consolation prize, considering it has all of the Gap Visa Card's best features.

Does GAP have a credit card?

The Gap's credit card, called GapCard, comes in different versions. The most basic option is a store-only card that can be used at Gap stores as well as Banana Republic, Athleta, Old Navy and Intermix. It can also be used for online purchases. Consumers can also apply for a Visa-affiliated Gap card.

What bank is Gap credit card?

Issued by Synchrony, the $0-annual-fee card can be used anywhere that accepts Visa, although the best value comes from using it at Gap stores, whether in person or online.

How do you get approved for a Gap credit card?

Must have good credit to get the Visa. It also requires at least good credit for approval. You only need fair credit to get the Gap Store Card, which isn't a bad consolation prize, considering it has all of the Gap Visa Card's best features.

What bank is Gap credit card?

Issued by Synchrony, the $0-annual-fee card can be used anywhere that accepts Visa, although the best value comes from using it at Gap stores, whether in person or online.

Where can I use my gap card?

The Gap's credit card, called GapCard, comes in different versions. The most basic option is a store-only card that can be used at Gap stores as well as Banana Republic, Athleta, Old Navy and Intermix. It can also be used for online purchases. Consumers can also apply for a Visa-affiliated Gap card.