Macys Credit Card Application

Macy's Credit Card Logo

Willing to open a Macy’s Account? Application for a Macy’s Credit Card has been made easy by the Citi Bank. It is designed for the loyal customers of the Macy’s stores. Use the credit card for boosting your savings while shopping in-store or online. With decent reward rates, the card can be a good choice for shoppers. Despite the high fees, the credit card can be considered among the best in-store cards.

Find Macy’s credit card review and benefits here. If you find the credit card handy, you can find the application links and steps to apply below.

Macy’s credit card Review

This card is serviced by Macy’s card to their frequent shoppers. Read the following detailed reviews on this credit card:

  • At the Elite level get $ 10-star rewards certificates based on 1.5% all Macy’s purchases.
  • $ 25-star rewards certificates based on 3% of all Macy’s purchases.
  • Get $ 25-star reward certificate based on 3% and 1% of all American Express card purchases made outside of Macy’s.
  • You will receive a 20% new account discount for in-store and and save $100.
  • Regular APR rate is 26.49%


Shopping, dining and entertainment offers.


Intro APR balance transfers not allowed and max. Late fee $38.

Benefits of the Macy’s Credit Card

Before you apply for this credit card, it is important to read its detailed features which are given below:

  • Save 20% on purchases for the same day and the next up to a total of $100.
  • The highest level requires the cardholder to spend over $1200 per year.
  • You can also get bonuses and the birthday offers.
  • It also allows its members to get free shipping offers for online shopping four times a year.
  • You can also get travel offers on cruises, hotels and more.
  • Users can get 1.5% cash back for every purchase and card have an APR of 25.49%.
  • The cardholder can get 10% rewards on most purchases and more points on bonus days.
  • Who spend between $500 and $ 1200 a year will also get free shipping.

How to Apply For Macys Credit Card

Step 1) Visit the application webpage of the Citi Bank.

Step 2) Enter your personal information:

  • Full name
  • Email address
  • Phone
  • Financial Information
  • Identification
  • Date of Birth

Macy's Credit Card Application

Step 3) After you enter this information, you will find a section that says you account terms and details.

Step 4) Next you will be asked to read the terms and conditions and check the box below to agree to the device requirements and other terms.

Step 5) Click ‘Submit Application’ and you will receive an email for approval status.

Macy's Credit Card Apply


How long does it take to get approved for a Victoria Secret Credit Card?

3-4 weeksOnce your application is approved you will receive your card within 3-4 weeks.

Is it hard to get approved for a Victoria Secret Credit Card?

All in all, the Victoria's Secret Angel Card seems to be pretty easy to qualify for, even with low credit. Reviewers report being accepted with scores as low as 500. At the same time, given the typical price of its products, the Angel Cardholders report relatively low limits, with an average of around $500.

Does Victoria Secret approve you right away?

There is the possibility of being approved instantly, no matter if you apply in-store or online. Credit card applicants will receive notice about their Victoria's Secret credit card application approval results by mail in 7-10 days if they're not approved right away.

What does your credit score have to be for a Victoria Secret card?

Victoria's Secret doesn't have a preset credit score requirement that's used to qualify (or disqualify) applicants. Current cardholders report getting approved for the card with a credit score in the mid-500s and higher. The high interest rate is also an indicator this card may be open to those with fair credit.

Is Macy's credit card Citibank?

The Macy's Credit Card is a basic store-branded card issued by Citibank that can only be utilized for purchases at Macy's, online at, and at Macy's Backstage.

What bank is Macy's credit card through?

Department Stores National BankThe bank that issues your Macy's Credit Card is called Department Stores National Bank (DSNB).

How do I pay my Macy's credit card online?

Go to your Macy's online account and select “Macy's Credit Card.” Log in with your email address and password and click “Manage AutoPay,” which can be found below the “Make a Payment” button. Input a payment source if not already set up and enroll in AutoPay. Debit cards are not accepted for AutoPay payments.

Is a Macy's credit card worth it?

The Macy's Credit Card and Macy's American Express® Card could be very valuable for anyone who loves Macy's, with fairly frequent offers and discounts every year. The more you spend with these cards, the better your benefits get.

How do I check my Macy's order status?

Go to Order Status. Enter your order number, which can be found in your confirmation email. Enter your email address or phone number and get instant information on the status of your order. A tracking number will be displayed if your order has shipped.

What is Macy's Gold status?

New accounts are opened with Silver status ($1 - $499). To be upgraded to Gold status you must spend between $500 - $1,199 on qualifying merchandise at Macy's with your Macy's Credit Card. You will then automatically be upgraded to Gold after 30 days, assuming you do not return the Qualifying Purchases.