Orchard Bank Credit Card Application

Orchard Bank Credit Card Logo

Are you looking for steps to apply for the Orchard Bank Credit Card? The Orchard Bank Platinum MasterCard and other credit cards issued by Orchard Bank were immensely loved by the customers. The Bank is subsidiary of the HBCS which was taken over by the Capital One Bank. Therefore the credit cards were discontinued. Existing customers switched on to the Capital One financial service.



If you wish to get the credit card you can go to the website of the Capital One and select a credit card. The credit card has a lot of exciting features. You can use it for financing your everyday purchases, dining at restaurants, grocery stores and more. Even if you have a bad credit score you can get the approval. Read on to find the credit card review and steps to apply.



Orchard Bank Credit Card Review

This credit card is serviced to their frequent shoppers. Read the following detailed reviews on this credit card:



  • This card charged $39 to $59 annual fee and balance transfer fee is 5%.
  • Purchase intro APR rate is not offered and transfer intro APR is also not offered.
  • Get pre-qualified in less than 1 minute.
  • 20% off on purchases and $20 off on every $100 you spend.
  • Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back.

Pros

This card gives you 24 hours online account access.

Cons

It doesn’t offer the option to qualify for a lower security deposit.

Benefits of Orchard bank credit card:-

Before you apply for this card, read its detailed rewards which are as follows:

  • The annual fee is between $39 to $50.
  • The processing fee is between $ 0 and $59, depending upon your creditworthiness.
  • You can earn cash back rewards on purchases.
  • This card is best fit your needs, classic, and gold, secured, charged low interest and cash back credit card.

How to Apply For Orchard Bank Credit Card

Step 1) Visit the credit card application page of the Capital One Bank to proceed. Once the web pages will open you will find the list of credit cards issued by the bank. Select a credit card that fits your needs.

Orchard Bank Credit Card Application

Step 2) Complete personal information section.

Orchard Bank Credit Card Review

Step 3) Fill in the requested details in the contact and financial information part of the application form.

Step 4) Read the additional information part, check the box below to agree to the terms.

Step 5) Scroll down to read the terms and conditions and click ‘Continue’. On the next page, you can select a card design and follow as directed.

Orchard Bank Credit Card Apply

FAQ

What is Orchard Bank?

Orchard Bank was a subsidiary of HSBC, known for offering credit cards to people with fair credit and bad credit. Capital One acquired most of HSBC's. The good news is that Capital One (a WalletHub partner) is among the few major issuers with offers for people across the credit spectrum.

How can I get a credit card with bad credit?

7 Best Credit Cards for Bad Credit in 2019Discover it® Secured. ... Credit One Bank® Platinum Visa® for Rebuilding Credit. ... OpenSky® Secured Visa® Credit Card. ... Capital One® Secured Mastercard® ... Green Dot Visa® Secured Credit Card. ... Citi® Secured Mastercard® ... Indigo® Mastercard® for Less than Perfect Credit.Aug 20, 2019wallethub.com › credit-cards › bad-credit7 Best Credit Cards for Bad Credit (Sep 2019) - WalletHubwallethub.com › credit-cards › bad-credit

What credit score do you need to get a Victoria's Secret credit card?

The Victoria's Secret credit card requires at least fair credit to have a good chance of approval. That's a 640 credit score.

Does a Capital One secured credit card build credit?

Not available to folks with seriously damaged credit. At the end of the day, the Capital One Secured Card is one of the very best credit cards for building or rebuilding your credit standing. It's one of just a handful of credit cards for people with bad credit that does not charge an annual fee.

What is Orchard Bank?

Orchard Bank was a subsidiary of HSBC, known for offering credit cards to people with fair credit and bad credit. Capital One acquired most of HSBC's. The good news is that Capital One (a WalletHub partner) is among the few major issuers with offers for people across the credit spectrum.

Is Capital One the same as credit one?

Although they sound alike, make no mistake that Capital One and Credit One offer very dissimilar credit cards. Capital One is a dominant issuer and suits folks with excellent, good, or average credit. Credit One is a smaller financial institution geared toward consumers with bad or no credit.

Is it hard to get a Kay Jewelers Credit Card?

Getting a Kay Jewelers Credit Card Also, your Kay Jewelers credit card application, like any credit card application, can generate a hard inquiry, which can ding your score—so you don't want to apply if you won't qualify. You can check your free credit scores on Credit.com to see where you stand before you apply.

Does HSBC have a secured credit card?

Capital One, which bought the HSBC card business, offers one of the better secured cards on the market, the Capital One® Secured Mastercard®. Learn more about it and other options for people with bad credit in our roundup of NerdWallet's best secured credit cards.

What is Orchard Bank?

Orchard Bank was a subsidiary of HSBC, known for offering credit cards to people with fair credit and bad credit. Capital One acquired most of HSBC's. The good news is that Capital One (a WalletHub partner) is among the few major issuers with offers for people across the credit spectrum.

Is Capital One the same as credit one?

Although they sound alike, make no mistake that Capital One and Credit One offer very dissimilar credit cards. Capital One is a dominant issuer and suits folks with excellent, good, or average credit. Credit One is a smaller financial institution geared toward consumers with bad or no credit.