Looking for how to apply for Victoria’s Secret Credit Card? The application procedure is extremely easy, the user is required to navigate to the application page of the Comenity Bank and fill out the form there. However, the application can be done online or in-store. Females who love shopping at Victoria’s Secret store must obtain the credit card to earn exclusive offers and enjoy easy finances.
Before applying it is recommended that you have a glance at the review. People are often confused whether the credit card is beneficial for them. Read on to find a detailed information on the credit card. You can apply for the credit card following the guidelines below.
Victoria’s Secret Credit Card Reviews
- The max late fee for the credit card is $37
- There is no max over limit fee
- $ 0 max penalty APR
- The grace period is 25 days
- No cash advance fee
- The credit card does not charge any cash advance rate
- $ 0 foreign transaction fee
- Their card is not enabled with a smart chip
· There is no annual fee associated with the credit card.
· Shop online using the credit card and enjoy free shipping. Great benefits at the Victoria Secret Stores.
· The rewards and benefits of the credit card is only limited to the Victoria secret stores.
· If you fail to make the payment on time, you would have to pay a late payment fee $37.
Benefits of the Victoria Secret Credit Card
· You can receive a $15 coupon on all eligible purchases.
· A $10 reward coupon for your birthday month.
· Purchase female accessories and earn more discounts.
· Earn 1 reward point of every $1 you spend.
· Credit card holders can receive an Angel Forever Status on just earning 1000 points.
· Get more preference at the Victoria Secret Stores.
How to Apply For Victoria’s Secret Credit Card
Step 1– To begin the application you need to open the application page. Once the webpage opens you need to read the exclusive benefits and review the important information and terms about opening an account.
Step 2– In the next step you will be allowed to select an Angel card design and then complete fields:
- Complete Name
- Social Security Number
- Date of Birth
- Annual Income
Step 3– The contact information section requires the following details:
- Street Address
- Zip Code
- Email Address
- Mobile Phone Number
Step 4– Select the ‘Yes’ option if you wish to add an authorized user and click on the ‘Continue’ button. Follow the directed steps and you will be enabled to submit the form.
Is there a grace period for Victoria Secret Credit Card?
I was one day late paying my Victoria Secret Card. ... Late payments are reported when the payment is made 30 days after the due date.
What happens if you are a day late on a credit card payment?
If you pay your credit card bill a single day after the due date, you could be charged a late fee in the area of $25 to $35, which will be reflected on your next billing statement. If you continue to miss the due date, you can incur additional late fees. Your interest rates may rise.
Can credit card companies waive late fees?
If you pay late, pay less than the minimum or don't pay your bill, your credit card issuer will charge a late fee. ... Certain credit cards allow you to avoid some late fees. Usually, these cards waive your first late fee or don't charge late fees. But these cards are the exception rather than the rule.
How much does a late payment affect your credit score?
One late payment could have a more significant impact on higher credit scores. According to FICO data, a 30-day delinquency could cause as much as a 90- to 110-point drop on a FICO Score of 780 for a consumer who has never missed a payment on any credit account.
Does Victoria Secret credit card have annual fee?
Fees aren't a concern, but interest is. The Victoria's Secret Card does not charge an annual fee, so you won't feel any pressure to get your money's worth. You should, however, make sure to pay your bill every month. Because Victoria is hiding a Secret in her card terms, and it's a lofty APR.
Is the Victoria Secret Credit Card worth it?
The Verdict: Just between you and me, the Victoria's Secret Credit Card is the best way to buy bras. ... You see, most purchases that you make with the card will earn you 1 point per $1 spent, and every 250 points is worth $10 or $15 in Victoria's Secret credit, depending on your rewards tier.
How much is the late fee for Victoria Secret Credit Card?
The fee is otherwise non-refundable. Late Fee: If you do not pay the Minimum Payment by the Due Date, we charge a Late Fee. The fee is $28 if you were not charged a Late Fee during the prior six billing periods. Otherwise, it is $39.
Can you take money off a Victoria Secret Credit Card?
Balance Transfer APR: Applies when you transfer a balance from another credit card onto your Victoria's Secret credit card account. Cash Advance APR: Applies to funds withdrawn as cash from an ATM using your Victoria's Secret credit card.
Can I pay my Victoria Secret bill with a credit card?
Use your Victoria's Secret card login and follow these steps: Log in to your account at the Victoria's Secret credit card site, using the Victoria's Secret credit card login and password you created when you set up your account. Click on “Make a Payment.” Enter the amount you want to pay.
How do I check my Victoria Secret credit card balance?
ANGEL CREDIT CARD ACCOUNT: Visit www.vsangelcard.com to view our Angel Credit Card website or call (800) 695-9478 (TDD/TTY: (800) 695-1788). For your security, Live Chat associates are unable to provide you with your Angel Credit Card number.
How do I get a new Victoria Secret Credit Card?
Please call Comenity Bank at (800) 695-9478 (TDD/TTY (800) 695-1788) and an Angel Card Customer Care associate will be glad to assist you with lost or stolen Angel credit cards, replacement card requests or any other questions related to your Angel credit card account.
How do I know if I get approved for Victoria Secret Credit Card?
If you have not received your card or for any inquiries related to the status of your Angel Card, contact our Angel Card Customer Care team at 800-695-9478 (TDD/TTY: 800-695-1788) for assistance.