Willing to finance your expenses with the Capital One Secured Credit Card? You can apply online at the application portal of the Capital One Bank. The credit card is great for people who are willing to repair their credit score. The applicant just needs to fill out a short application form and get instant approval.
Using the credit card one can finance their everyday expenses, shop at departmental stores, gas stations, grocery stores and more. If you are seeking for steps to the Capital One Credit Card Application, read the below-mentioned guidelines.
Capital One Secured Credit Card Reviews
Sometimes a wide range of choices leaves you in a state of indecision. There are a lot of secured credit cards and this lets you think for a while before choosing one. Here, you can find an honest review of the Capital One Secured Credit Card. Read on and have a nice time ahead.
- The maximum late payment fee charged by the bank is $35
- There is no max over limit fee
- No max penalty APR
- The bank charges a 3% cash advance fee
- The cash advance rate is 24.99%
- $ 0 foreign transaction fee associated with the card
Benefits of the Capital One Credit Card
- Once you make at least 5 payments you can get access to a higher credit line.
- You can use the credit card at millions of location without the burden of a fee.
- 24×7 online account management facilities. Manage your account via any internet connected device.
- The user does not have to pay an annual fee for usage.
How to Apply For Capital One Secured Credit Card
Step 1– To obtain the credit card you need to open the application webpage of the Capital One bank. Once the webpage opens you need to scroll down in order to find the application form.
Step 2– The personal information part of the online form needs to be filled with the following information:
- Complete Name
- Date of Birth
- Social Security Number
- Select whether you are a Citizen of the United States
Step 3– On the next step, the user will be taken ahead to the contact information section. Complete the required fields with the following:
- Complete Address
- Email Address
- Primary Phone Number
Step 4– Once you have completed navigate to the financial section of the application form. Here you have to select whether you have a bank account, employment status, total annual income and monthly/rent mortgage.
Step 5– We recommend you to review the electronic communications disclosure and check the blank box below.
Step 6– You can select a preferred communication language and read the Capital One application terms. Once you have read the guidelines click the ‘Continue’ button.
Submit the application form and the bank will send you the approval via email.